The Official City of Norfolk Nebraska Home Page The Official City of Norfolk Nebraska Home Page

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309 N 5th St, Norfolk, NE 68701
Phone: (402) 844-2000

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Owner Rehab Program

The Homeowner Rehabilitation Program has been in operation for many years and has been funded by a Community Development Block Grant (CDBG) or HOME fund grants awarded by the Nebraska Department of Economic Development. Currently, the Housing Development Division assists homeowners in the repair of homes owned by low income families living in Norfolk, or within a 5-mile jurisdiction of Norfolk.

Requirements of the homeowners for this program include but are not limited to:
·     Having total household income at or below 80% of median income for Madison County Nebraska
·     Property must be within 5-mile jurisdiction of the City of Norfolk
·     Financial net worth (less value of the home) must not exceed $100,000.00
·     Maximum loan or grant amount may not exceed $20,000.00
·   Repairs must be for safety and health issues first, then other repairs items may be considered
·     Repayment of loans can be from 5 - 10 years
·     Repayment amounts are based on income   

This has been an excellent program providing many families with a safe and healthy living environment, and improving the neighborhood and the values of area properties.

Housing Staff are taking names for the Owner Rehab Program (Low-income homeowners housing grants).

City provides housing grants
to low-income homeowners

 

  Special to the Daily News
LeAnn Arnold needed to replace the steps to her basement and the siding on her house. The wood was rotting, but - having recently lost her husband - she was having difficulty affording the repairs.

Through a housing grant distributed by the City of Norfolk, she was able to get the steps replaced, new siding and the porch replaced.
 
"I am so grateful that there was help out there for me and my family," Arnold said.

Sheila Miller, the City of Norfolk's housing director, said residents should be aware that there are grants available for low-income homeowners to help them with these improvements.

"There is money available up to $20,000 for home owners who qualify. The project could include a new furnace, roof, siding, air conditioner, windows, floor covering or other home improvements," Miller said.

She is encouraging homeowners within the Norfolk city limits who qualify under the low-in-come requirements to apply for the grants.

For instance, a single person who earns $20,250; the two-person household that earns $23,100; or the three-person household earning $26,000 would pay back 10 percent of the loan at zero percent interest over a five-year term.
  The single person who makes $32,400; the two-person household that earns $37,000; or the three-person household earning $41,650 would pay back 50 percent of the loan at zero percent interest over a five-year term.

The City of Norfolk annually applies for a Community Development Block Grant from the Nebraska Department of Economic Development. The state distributes the grant money according to the number of applications in the community.

The City of Norfolk housing division has administered these funds for over 30 years with approximately 10 homes each year receiving improvements through the use of these funds.

Last year, one family used the funds to update the electrical wiring in their older home. Another family put insulation in their attic. One replaced their older windows with more energy-efficient windows.

A leaky roof, cracked foundation and updated kitchen flooring would all qualify as necessary home improvements.

To find out more about the grant program, contact:
Gary Bretschneider
402-844-2080
or e-mail
gbretschneider@ci.norfolk.ne.us

To get on the waiting list for the grant money, residents need only give their name, address and phone number.